Disclosures and Terms

50year-mortgages.com is NOT a Mortgage Broker nor a Direct Lender. 50year-mortgages is a FREE SERVICE offered to consumers seeking information relevant to their current financial situation. We simply match the consumer(s) up with the best lenders and loan products based on their current needs. 50year-mortgages does not recommend nor endorse any loan product(s) or Mortgage Company.

We are a FREE informational portal, where the borrower or potential borrowers have the ability to come and fill out a lead submission to be contacted by a Mortgage Broker or a Mortgage Lender for more information. This communication will be done via Email, Phone or US Mail. THIS IS NOT A MORTGAGE APPLICATION (1003) nor will your credit report be affected by TheLowQuote.com.

If you have further questions please feel free to contact us at info@50year-mortgages.com

Privacy Policy

Privacy Policy Effective 10-06-2009

Thank you for visiting our site. This page will comprehensively outline our purpose and detail your privacy as a consumer. Please know that your privacy is our priority and we have implemented state-of-the-art software with advanced security that has protected the thousands of homeowners that have applied with us. We do recognize that the information that you have provided is your personal information and is only intended for home financing purposes.

It is our goal to ensure your information is used for these purposes.

We are a free mortgage service that connects consumers with lenders. We participate in a network of over mortgage lenders and banks nationwide which provide a variety of financing programs. The purpose of our service is to steer consumers in the direction of mortgage lenders, without having to shop around for a home loan with no knowledge of where to go. We strive to connect you with up to 3 lenders who desire to compete for your loan and provide you with the service you are looking for.

We DO NOT sell your information to any other party except to a mortgage lender, bank or related affiliate or relevant 3rd party. Our company does not sell your email address to other companies, thus keeping your information for connecting you with one of our associated lenders. Our company does not pull a credit report on you but leaves that as the responsibility of the lender.

When collecting data from consumers we know that personal information should be respected and not provided to the public. When you click on the "submit" button after completing our survey regarding your personal and financial information, your information is transmitted directly into our database, which then relays the data to selected lenders that have asked for your type of loan. This is done within 48 hours in most cases. The lenders then make every effort to contact you via phone, email, mail and other necessary contact approaches. Please note that your information is inputted by you voluntarily and for the purposes of obtaining a home loan.

Security

The advanced software we use monitors your information 24 hours a day. It is our intention to secure the data from any potential hackers, or any other party who wishes to pirate our database. The data has limited exposure to the internet and is primarily stored in our off-line database which retrieves the data from the on-line database, which is when you submit your information. Thus, it is our intention to move the data to our off-line database as quickly as possible.

Wherever personally identifiable information may be held within 50year-mortgages or on its behalf, we intend to take reasonable and appropriate steps to protect the information you shared with us from unauthorized access or disclosure. Please note that while 50year-mortgages will make every reasonable effort to protect your information, no transmission of data over the Internet is 100% secure.

What type of information does this web site collect? This web site gathers customer information needed to provide superior service, communicate offers on merchandise and services which we believe will be of interest to you, and to administer our business. In order to best serve you, we may gather information from you in a few instances. First, when you visit our site, we may collect non-personally identifiable information from you. Through the use of computer "cookies" we collect data, such as your IP address, browser type, domain name, and specific web pages through which you click. This data is collected automatically and utilized in aggregate to help us look for trends so that we can improve our website and your overall experience. Second, we may ask you to voluntarily provide information in a few circumstances like on our sign up page etc. When you sign up with us, we will ask you to voluntarily provide certain personally identifiable information such as: your name, address, city, state, zip, phone number(s), preferred call time, email address, co-applicant's name/email, loan amount/type desired, property information (type, value, purchase price/date), mortgage balance/rate/type, monthly payments, number of late payments, number of payments behind, amount behind on payments, credit rating, employer, number of years employed, income, total debt, if you're about to close with a lender, and when you last financed. We need this information to process and fulfill orders and notify. Other examples of when we may ask you to voluntarily provide personally identifiable information include if you subscribe to our email program (information such as your name and e-mail address), choose to provide us preference information (such as interests, product preferences, and items purchased), or when you enter one of our promotions (information such as name, address and telephone number).

Thank you again for taking the time to apply with us and for reading this policy. We hope the lender you choose through our service will provide you with the loan you are looking for with the service you deserve.

By submitting this form you are consenting to contact from mortgage lenders, either by telephone or email even if you are listed on a National Do Not Call Registry.

50year-mortgages.com is only found online through search terms. We do not solicit by e-mail or phone.

30 YR Fixed 3.68 %
15 YR Fixed 3.01 %
5/1 ARM 2.62 %
Rates provided by: Zillow.com

1. Property Information
2. Mortgage History?
3. Loan Information
4. Contact Information

Step 1: Property Information

Please specify your property information:

1. Type of Property:

2. Value of Property:

3. 1st Mortgage Balance:

4. 1st Mortgage Rate:

5. 1st Mortgage Type:

6. Number of Late Payments:

Step 2: Mortgage History

Please specify your previous mortgages:

1. 2nd Mortgage Balance:

2. 2nd Mortgage Rate:

3. 2nd Mortgage Type:

Step 3: Loan Information

Please specify your loan information:

1. Desired Loan Type:

2. *Estimated Credit Rate:

3. Desired Loan Amount:

4. Annual Income:

5. Can you verify your income?

6. Bankruptcy or Foreclosure?

* Credit score of 600 or greater required to continue

Step 4: Contact Information

Please specify your contact information:

1. First Name:

2. Last Name:

3. Email:

4. Home Phone:

5. Mobile Phone:

6. Address:

7. City:

8. State:

9. Zip:

By clicking "Send my Application" button, I (each of you if more than one) agree and accept the Terms of Service. And you grand permission for up to 4 of our Premier Partners to contact you by phone even if you are on the Do Not Call Registry. SecureRights collects and transfers your information to complete your request. By submitting your request you agree to SecureRights Privacy Policy

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